PLEASE READ AND ACCEPT THESE TERMS CAREFULLY BEFORE USING ANY SERVICES.

1. User has access to consumer reports, defined as ANY report used to determine an individual’s eligibility, as outlined in the Fair Credit Reporting Act (FCRA), which includes employment (pre-employment, promotion, reassignment, and periodic background checks), tenant screening, and use in connection with a financial transaction/extension of credit or the underwriting of insurance.
   


2. Requesting a Consumer Report and/or Investigative Consumer Report for Employment Purposes.
   
   User agrees that a consumer report for employment purposes will not be requested unless:
   
1. A clear and conspicuous disclosure has been made in writing to the consumer before the report is obtained, in a document that consists of the disclosure that a consumer report may be obtained for employment purposes.
   
2. The consumer has authorized in writing the procurement of the report.



3. If an Investigative Consumer Report is requested, the consumer must be notified in writing not later than three days of requesting said report.
   
1. A Consumer Summary of Rights must be provided in the format approved by the Federal Trade Commission. DrivingRecords.com, Inc will provide an initial copy.
   
2. The consumer has the right to request the nature and scope of the investigation and the employer must respond in writing not later than five days after receiving the consumers request or from the date the investigation was first requested, whichever is the later.


3. Requirements upon an Adverse Action/Decision User agrees that before taking adverse action due to contents in whole or part of the Consumer Report, it will provide to the consumer:
   
   1. A copy of the Consumer Report.
      
   2. A copy of the Summary of Consumer rights in the format approved by the Federal Trade Commission. An initial copy of the summary will be provided by DrivingRecords.com, Inc.
   
   
   
   3. Adverse Action Notification:
      
      1. Must be in written, oral or electronic form.
      
      
      
      2. Must contain DrivingRecords.com, Inc’s name, address and phone number.
      
      
      
      3. Must advise the consumer of his/her right to obtain a free copy of the report within 60 days of the adverse action and to dispute the accuracy or completeness of the report.


4. User acknowledges that this entire procedure must be repeated before future reports on the individual are requested.
   
   
5. User will hold the contents of the consumer report in strict confidence and use information only for purposes outlined in the disclosure.
   
   
6. Failure to comply with FCRA requirements can result in state or federal enforcement actions, as well as private lawsuits. (Section 606, 617, 621). In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. (Section 619).
   
   
7. User has access to consumer reports, defined as ANY report used to determine an individual’s eligibility, as outlined in the Fair Credit Reporting Act (FCRA), which includes employment (pre-employment, promotion, reassignment, and periodic background checks), tenant screening, and use in connection with a financial transaction/extension of credit or the underwriting of insurance.
   
   
8. Requesting a Consumer Report and/or Investigative Consumer Report for Employment Purposes. User agrees that a consumer report for employment purposes will not be requested unless:
   
   1. A clear and conspicuous disclosure has been made in writing to the consumer before the report is obtained, in a document that consists of the disclosure that a consumer report may be obtained for employment purposes.
      
   2. The consumer has authorized in writing the procurement of the report.
      
      
   3. If an Investigative Consumer Report is requested, the consumer must be notified in writing not later than three days of requesting said report.
      
      1. A Consumer Summary of Rights must be provided in the format approved by the Federal Trade Commission. DrivingRecords.com, Inc will provide an initial copy.
      
      
      
      2. The consumer has the right to request the nature and scope of the investigation and the employer must respond in writing not later than five days after receiving the consumers request or from the date the investigation was first requested, whichever is the later.
   
   
9. Requirements upon an Adverse Action/Decision User agrees that before taking adverse action due to contents in whole or part of the Consumer Report, it will provide to the consumer:
   
   1. A copy of the Consumer Report.
      
      
   2. A copy of the Summary of Consumer rights in the format approved by the Federal Trade Commission. An initial copy of the summary will be provided by DrivingRecords.com, Inc.
      
   3. Adverse Action Notification:
      
      1. Must be in written, oral or electronic form.
         
      2. Must contain DrivingRecords.com, Inc’s name, address and phone number.
         
      3. Must advise the consumer of his/her right to obtain a free copy of the report within 60 days of the adverse action and to dispute the accuracy or completeness of the report.
   
   
10. User will hold the contents of the consumer report in strict confidence and use information only for purposes outlined in the disclosure. User will also hold DrivingRecords.com, Inc. harmless from any liability arising from DrivingRecords.com, Inc.'s access to or disclosure of information under this application or use or reliance on the information received and any violation of applicable laws due to the acts or omissions of DrivingRecords.com, Inc Further "user" agrees to release and indemnify DrivingRecords.com, Inc or any of their information suppliers, their parent, sister, and affiliate entities as well as officers, employees, contractors, and agents from all liability arising from any unauthorized access, improper use, or reliance on any of the information or data we provide pursuant to this agreement. Any service or data provided hereto by DrivingRecords.com, Inc to any client / customer is solely exchanged on a strictly "As-Is" basis with no promise as to any of the information gathered and provided to be relevant, accurate or its performance or fitness of data is neither expressed nor implied.
    
    
11. User hereby agrees that by using our website you waive up your legal rights to sue us in any court of law. User agrees that he or she will not hold company liable for any loss of employment, wages, medical, or demand any form of compensation for any sort of loss either monetarily, mentally, physically, or anything negative resulting from the business exchange between you and company or to any entity authorized in obtaining any disclosed data provided to you from company whether directly or in-directly of receiving any information by us or any of our affiliates. User understands and accepts that DrivingRecords.com, Inc is a private corporation and any and all forms of arbitration can only be resolved through “company” directly and will fall outside of any governing laws within the State of California or Canada. By agreeing to using our services and / or products or obtaining any information from “company” via website, fax, telephone, or any other possible means either verbal or non-verbal user you fully understand and willingly accept these terms and abide by them.
    
    
12. Failure to comply with FCRA requirements can result in state or federal enforcement actions, as well as private lawsuits. (Section 606, 617, 621). In addition, any person who knowingly and willfully obtains a consumer report under false pretenses may face criminal prosecution. (Section 619).
    

By checking on the box and placing order, I / We have understood, and fully agree to all the terms and conditions in the above stated the Legal Policy and its Terms and Conditions of use.